Tag Archives: rates

Market encroaching on my -35% target.

Posted on March 16, 2020 by Mal Spooner

The stock market has been crushed in recent weeks and is officially in Bear Market territory (down more than 20%). Market pundits suggest that since markets usually provide information in advance, that a recession is “possible.” As I’ve indicated in … Continue reading →

Posted in Random Thoughts, stocks | Tagged Bear, bearish, interest, maverickinvestors, rates, S&P 500, S&P/TSX, spooner, stock market | 1 Comment

Renegotiating mortgage? Get extra to buy bank stocks and collect dividends.

Posted on March 13, 2020 by Mal Spooner

Between trips to Costco to stock up on supplies, or while working from home you may want to consider doing something given the market meltdown rather than just sitting on your haunches and letting opportunities slip by. Don’t get me … Continue reading →

Posted in PERSONAL FINANCE, Random Thoughts | Tagged banks, capital, dividends, interest, long-term, mortgage, opportunities, rates, stocks | Leave a comment

Why are mortgage rates REALLY falling? Will this increase home prices?

Posted on February 10, 2020 by Mal Spooner

A recent article posted on CBC Business News was entitled “Why worries about the coronavirus are pushing mortgage rates down.” Below is the explanation: Fixed-rate loans are highly influenced by bond yields, because a mortgage lender makes money on the spread between … Continue reading →

Posted in PERSONAL FINANCE, Random Thoughts | Tagged bonds, canada, economy, housing, housing market, markets, mortgages, rates, recession s, stocks | Leave a comment

Since when is the weather an economic barometer? Absurd!

Posted on March 27, 2014 by Mal Spooner

Most of the economic data we’ve been seeing (don’t forget it’s historical data) belies the common thinking that the weather has been dampening economic growth. The just reported U.S. GDP revision for the 4th quarter (up from 2.4% to 2.6%) … Continue reading →

Posted in markets, Random Thoughts | Tagged confidence, consumer, contrarian, economy, GDP, housing, indicator, industrial, investors, jobless, malvin, market, markets, maverick, maverickinvestors.com, monetary, mortgage, overvalued, production, rates, slump, spooner, stimulus, stock, tapering, unemployment, weakness, weather | Leave a comment

Are markets in denial? Recent history in one chart!

Posted on March 12, 2014 by Mal Spooner

Are we and the stock market in denial? Talk of a ‘double-dip’ recession seemed to grow quieter once the correction I predicted back in January ran its course and the market headed to new highs. I still adhere to my … Continue reading →

Posted in Random Thoughts | Tagged assets, bernanke, bonds, bullish, china, consumers, corporate, crisis, curve, curves, debt, deflation, earnings, economies, economy, equities, europe, European, expectations, fed, federal, inflation, interest, investor, liquidity, long, mal, malvin, margin, market, markets, maturity, maverick, maverickinvestors.com, profitability, QE, quantitative, rates, reserve, risky, s&p, short, sloping, spooner, stock, tapering, treasuries, treasury, yellen, yield | 1 Comment

Markets & September Heebeejeebies – Hide or Ride?

Posted on August 23, 2013 by Mal Spooner

What’s an investor to do when everything expected has already come to pass, and it’s time to strategize for the future – but the potential September/October abyss is in the way? Having warned myself months ago about the coming rout … Continue reading →

Posted in Random Thoughts | Tagged banks, bonds, brent, C$, canada, china, currency, economy, EIA, exchange, interest, interest-sensitive, mal, malvin, markets, materials, maverick, maverickinvestors.com, moody's, october, october '87 crash, oil, petroleum, rate, rates, ratings, resources, s&p, S&P 500, S&P/TSX, september, spooner, stocks, suncor, TSX, U.S.$, US$, yields | 1 Comment

China’s Catch-22

Posted on June 25, 2013 by Mal Spooner

I considered the title “bad news is good news” but it seems the phrase ‘Catch-22’ from Joseph Heller’s book is more appropriate. A dictionary describes it as “a problematic situation for which the only solution is denied by a circumstance … Continue reading →

Posted in Random Thoughts | Tagged appreciate, Bank of America, bull, china, Chinese, Citibank, composite, credit, currency, DAP, debt, depreciate, economic, economy, exchange, expansion, exports, fertilizer, financing, goldman, greenback, growth, interest, investors, liquidity, loan, mal, malvin, market, maverick, maverickinvestors.com, money, Morgan, nitrogen, nomura, people's bank, rates, remnimbi, RMB, shanghai, spooner, treasuries, trillion, U.S.$, urea | 1 Comment

Did your strategist predict this market? Get a new strategist!

Posted on June 6, 2013 by Mal Spooner

Below is a commentary I published on March 8th. Like Warren Buffet, I was especially worried about the bond market. During the months before I posted the article, huge inflows into fixed income funds took place. Suddenly investors began selling … Continue reading →

Posted in Random Thoughts | Tagged 500, banks, barclays, bonds, bubble, capital, cash, companies, compliance, crisis, derivatives, EFT, equities, fixed, flows, income, insurance, interest, investors, losses, mal, malvinspooner, market, maverick, maverickinvestors.com, post-financial, prices, rates, redemptions, rise, s&p, selling, spooner, stock, stocks, treasury, ubs, US$, yield | Leave a comment

BONDS – Where we go from here! (And what about equities?)

Posted on June 3, 2013 by Mal Spooner

But there may be reason to expect any correction to be mitigated by a FED that wants to simply layoff the accelerator rather than apply the brakes. There have been periods when interest rates have climbed modestly yet stock markets continued to be relatively generous. Continue reading →